Integrated Financial Planning

Whilst the traditional approach to Personal Financial Planning has often been to simply recommend a product that matches a client’s current needs and circumstances, we at BRI like to offer a little more.

It is our mission to make sure we fully understand your needs, as well as embrace your short, medium and longer-term goals, before we put a robust and considered financial plan in place. We want to help you realise your aspirations for today – and the future – and we’re committed to helping you achieve your dreams and ambitions, whatever they may be.

As we are what’s known as whole of market fee-based planners, we’re able to advise you on an exceptionally broad range of financial planning topics. These include key areas such as planning for your retirement, inheritance and school or university fees, as well as tax restructuring. For those individuals committed to an integrated approach to their inheritance tax planning, we can also work with your existing legal advisors to find you the most tax efficient structures such as spousal bypass and life interest trusts.

And, because we are independent, we are also able to access the entire financial market place to source the products most suited to helping you achieve your goals, be that in the short, medium or longer-term.

So, if you have not yet considered an integrated approach to your overall assets and are starting to question if now is an opportune time to do so, then do please contact a BRI Advisor to find out how integrated financial planning might benefit you. Alternatively, if you already have a mature portfolio and believe it may be beneficial to review its current performance, then we’d be delighted to talk to you too.

In some cases, however, we understand that you may have a shorter-term or less complex financial goal, in which case we can talk to you about working on a one-off fee basis. This is known as discrete advisory work and, although we may not be as involved with you on an ongoing basis as clients who select BRI as their dedicated financial planners, we welcome clients of all shapes and sizes. Investment management remains our core business which allows BRI planners to access independent, impartial investment research without compromising the principles of sound financial management.